Comments on: Blackberries & Form-Fillers: What Bankruptcy Practice is Really About http://mcleodlawoffices.com/2010/06/blackberries-form-fillers-what-bankruptcy-practice-is-really-about/ McLeod Law Offices, Boston, Massachusetts. Consumer Bankruptcy, Business Bankruptcy, Litigation: Bankruptcy, Consumer & Debt. Fri, 11 Mar 2011 03:01:18 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: scott http://mcleodlawoffices.com/2010/06/blackberries-form-fillers-what-bankruptcy-practice-is-really-about/comment-page-1/#comment-1837 scott Tue, 06 Jul 2010 03:50:41 +0000 http://mcleodlawoffices.com/?p=1368#comment-1837 Just read your piece. you're suffering from the same chronic disease as the rest of our society. we've been brainwashed. credit good - late payment bad. after almost 30 years of near perfect credit a number of things crossed paths - aligned with one another - and chapter 7. I'm not going to do the whole "my story" thing. it doesn't matter. what matters is we're boiling frogs and they look just like us. we have been stepford wived into our own descending oblivion. as a society we've allowed one theme to grasp us by our gonads - greed is good. in the 70's and early 80's my father managed some small time bookmaking for some special friends. i would on occasion be there when he met with those folks and others. the interest on the notes he carried was usually in the 12-20% range. by the late 1990's banks had convinced american society that paying 20-29% was our due. was our heritage. was my future. and my childrens futures. that owing money and paying incredible amounts of interest to parties that produced nothing of substantial value was right and proper. I'm here to tell you thats a pile of steaming horse-shit. getting smart enough to file chapter 7 - smart enough to halt the blood letting, smart enough to know that life is a lot more like a board game than a board game is like life. I suddenly realized that having an 800 credit score wasn't worth dying for. wasn't worth destroying the family over, wasn't worth worrying about what others think, thought or would one day think. all i care about is regaining my personal freedom. I got that back when i told all my blood sucking creditors to find another host. actually filing chapter 7 and ending the bullshit harrassment calls from weasels likely in greater financial dire straits than myself really made my day. you cant save a credit rating thats only asset is its historical in-significance. which is reality. you can make payments for 25 years and 11 months - they won't call and thank you. miss that 25 years and 12 month payment and you're floating in the toilet like yesterdays lunch and the sooner folks get a grip on that fact the faster they can flush their beloved history and start over again. my point is - the industry needs blatant unadultured supporters. needs folks that tell other folks it's not just okay to file chapter 7 - it's right. it's the only way the abuse will ever get reigned in. the industry weight needs to be so heavy that lifting it requires a hoist. I'm not apologizing for paying out hundreds of thousands of dollars in interest over the years. i'm not whining over it. i'm just saying its done and there's nothing they or anyone else can do about it. it's over and chapter 7 - as hard as it was to get started - couldn't have gone any smoother and people should know that. there is a way out. there should be an industry in here that doesn't need to live behind drawn shades and bowed heads. think about it. theres a smarter way to make money saving others a lot more money.. cordially & respectfully.. Scott Greenhalge Asheville NC Just read your piece. you’re suffering from the same chronic disease as the rest of our society. we’ve been brainwashed. credit good – late payment bad. after almost 30 years of near perfect credit a number of things crossed paths – aligned with one another – and chapter 7.

I’m not going to do the whole “my story” thing. it doesn’t matter. what matters is we’re boiling frogs and they look just like us.

we have been stepford wived into our own descending oblivion. as a society we’ve allowed one theme to grasp us by our gonads – greed is good.

in the 70’s and early 80’s my father managed some small time bookmaking for some special friends. i would on occasion be there when he met with those folks and others. the interest on the notes he carried was usually in the 12-20% range.

by the late 1990’s banks had convinced american society that paying 20-29% was our due. was our heritage. was my future. and my childrens futures. that owing money and paying incredible amounts of interest to parties that produced nothing of substantial value was right and proper.

I’m here to tell you thats a pile of steaming horse-shit.

getting smart enough to file chapter 7 – smart enough to halt the blood letting, smart enough to know that life is a lot more like a board game than a board game is like life. I suddenly realized that having an 800 credit score wasn’t worth dying for. wasn’t worth destroying the family over, wasn’t worth worrying about what others think, thought or would one day think.

all i care about is regaining my personal freedom. I got that back when i told all my blood sucking creditors to find another host. actually filing chapter 7 and ending the bullshit harrassment calls from weasels likely in greater financial dire straits than myself really made my day.

you cant save a credit rating thats only asset is its historical in-significance. which is reality. you can make payments for 25 years and 11 months – they won’t call and thank you. miss that 25 years and 12 month payment and you’re floating in the toilet like yesterdays lunch and the sooner folks get a grip on that fact the faster they can flush their beloved history and start over again.

my point is – the industry needs blatant unadultured supporters. needs folks that tell other folks it’s not just okay to file chapter 7 – it’s right. it’s the only way the abuse will ever get reigned in. the industry weight needs to be so heavy that lifting it requires a hoist.

I’m not apologizing for paying out hundreds of thousands of dollars in interest over the years. i’m not whining over it. i’m just saying its done and there’s nothing they or anyone else can do about it. it’s over and chapter 7 – as hard as it was to get started – couldn’t have gone any smoother and people should know that. there is a way out.

there should be an industry in here that doesn’t need to live behind drawn shades and bowed heads. think about it. theres a smarter way to make money saving others a lot more money..

cordially & respectfully..
Scott Greenhalge
Asheville NC

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