“I never thought I would be sitting here talking to you.”

I hear it from clients who meet with me for the first time, who have already had a chance to talk to me on the phone, and have already taken the time to start pulling together some important information and documents I need to assess their situation.  And usually, I see a look in their eye.  Something that reminds me that even though I am a fairly nice guy, some people find it painful to have to sit across the table from me.

Sometimes, I say nothing…I’ll sense that they need to vent.  And sometimes they vent a lot.  Some are angry – angry at their boss, their spouse, their bank, their mortgage broker, their government and almost all are angry at themselves.  I’ve hear spouses say things to each other that I am pretty sure they never said to each other in private.  Sometimes there are tears.  And sometimes, even though I’ve been doing this a long time – and met many people – I find myself with my own lump in my throat.  It’s that client who reminds me what I sometimes forget: that I have not heard it all.

While every client has different needs and goals, and while every client finds themselves in the office of a bankruptcy lawyer for different reasons, many all say the same thing.

“I just never thought I’d be sitting here talking to an attorney about filing bankruptcy.  I never thought I’d be in this position.”

And most of the time I can only offer one simple response before we get to work:

“No one ever does.”

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