Comments on: Lies and the Liars That Tell Them http://mcleodlawoffices.com/2006/10/lies-and-the-liars-that-tell-them/ McLeod Law Offices, Boston, Massachusetts. Consumer Bankruptcy, Business Bankruptcy, Litigation: Bankruptcy, Consumer & Debt. Fri, 11 Mar 2011 03:01:18 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Bill McLeod http://mcleodlawoffices.com/2006/10/lies-and-the-liars-that-tell-them/comment-page-1/#comment-117 Bill McLeod Thu, 02 Nov 2006 00:28:39 +0000 http://mcleodlawoffices.com/?p=152#comment-117 <b>Bill Responds:</b> Diane, there probably some who are mistaken about the requirements of the bankruptcy laws. However, I hear many bankruptcy attorneys all over the country who are hearing the same thing. And as time marches on, ignorance of the law will be less and less of a justifiable excuse. I urge anyone who is being told by a debt collector that they must try a "repayment plan" before they file bankruptcy or must go through credit counseling for six months before they file to report this to a local consumer protection attorney. Bill Responds:

Diane, there probably some who are mistaken about the requirements of the bankruptcy laws. However, I hear many bankruptcy attorneys all over the country who are hearing the same thing.

And as time marches on, ignorance of the law will be less and less of a justifiable excuse.

I urge anyone who is being told by a debt collector that they must try a “repayment plan” before they file bankruptcy or must go through credit counseling for six months before they file to report this to a local consumer protection attorney.

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By: Diane http://mcleodlawoffices.com/2006/10/lies-and-the-liars-that-tell-them/comment-page-1/#comment-116 Diane Fri, 27 Oct 2006 17:40:16 +0000 http://mcleodlawoffices.com/?p=152#comment-116 It may very well be a lie, but it could also just be plain ignorance of the new bankruptcy law. Not too long ago I found this same mis-statement about the supposed '6 months of credit counseling' on a web site of a very well known consumer advocate, someone who works pretty closely with NACA. I emailed him and let him know that his statement was incorrect about the mandatory credit counseling. I've come across many other people who have the same misunderstanding of the requirement. So it may be a mix of misinformation and outright lies. It may very well be a lie, but it could also just be plain ignorance of the new bankruptcy law. Not too long ago I found this same mis-statement about the supposed ‘6 months of credit counseling’ on a web site of a very well known consumer advocate, someone who works pretty closely with NACA. I emailed him and let him know that his statement was incorrect about the mandatory credit counseling.

I’ve come across many other people who have the same misunderstanding of the requirement. So it may be a mix of misinformation and outright lies.

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